Prestamo hipotecario
Inversiones Pacifico S.A.S. · Moratorio · vence el 11/07/2024 · capital $ 13.114.000
- Capital
- $ 12.470.751
- de $ 13.114.000
- Intereses
- $ 3.533.702
- generados $ 6.955.453
- Total
- $ 16.004.453
- al 30/10/2026
- Días de mora
- 841
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 12/07/2024 | 31/07/2024 | 20 | 29,49 % | 13.114.000 | 185.261,93 | 185.262 | 0 | 13.299.262 | — | — | — | 185.262 | 13.114.000 |
| 01/08/2024 | 31/08/2024 | 31 | 29,21 % | 13.114.000 | 284.706,89 | 284.707 | 185.262 | 13.583.969 | — | — | — | 469.969 | 13.114.000 |
| 01/09/2024 | 30/09/2024 | 30 | 28,85 % | 13.114.000 | 272.521,51 | 272.522 | 469.969 | 13.856.491 | — | — | — | 742.491 | 13.114.000 |
| 01/10/2024 | 31/10/2024 | 31 | 28,17 % | 13.114.000 | 275.767,22 | 275.767 | 742.491 | 14.132.258 | — | — | — | 1.018.258 | 13.114.000 |
| 01/11/2024 | 30/11/2024 | 30 | 27,90 % | 13.114.000 | 264.603,18 | 264.603 | 1.018.258 | 14.396.861 | — | — | — | 1.282.861 | 13.114.000 |
| 01/12/2024 | 31/12/2024 | 31 | 26,38 % | 13.114.000 | 260.179,03 | 260.179 | 1.282.861 | 14.657.040 | — | — | — | 1.543.040 | 13.114.000 |
| 01/01/2025 | 31/01/2025 | 31 | 24,88 % | 13.114.000 | 247.585,65 | 247.586 | 1.543.040 | 14.904.626 | — | — | — | 1.790.626 | 13.114.000 |
| 01/02/2025 | 28/02/2025 | 28 | 26,30 % | 13.114.000 | 234.927,36 | 234.927 | 1.790.626 | 15.139.553 | — | — | — | 2.025.553 | 13.114.000 |
| 01/03/2025 | 31/03/2025 | 31 | 24,92 % | 13.114.000 | 247.853,34 | 247.853 | 2.025.553 | 15.387.406 | — | — | — | 2.273.406 | 13.114.000 |
| 01/04/2025 | 30/04/2025 | 30 | 25,62 % | 13.114.000 | 245.928,00 | 245.928 | 2.273.406 | 15.633.334 | — | — | — | 2.519.334 | 13.114.000 |
| 01/05/2025 | 11/05/2025 | 11 | 25,96 % | 13.114.000 | 91.258,21 | 91.258 | 2.519.334 | 15.724.592 | 2.098.000 | 2.098.000 | 0 | 512.592* | 13.114.000 |
| 12/05/2025 | 31/05/2025 | 20 | 25,96 % | 13.114.000 | 165.924,01 | 165.924 | 512.592 | 13.792.516 | — | — | — | 678.516 | 13.114.000 |
| 01/06/2025 | 30/06/2025 | 30 | 25,55 % | 13.114.000 | 245.283,88 | 245.284 | 678.516 | 14.037.800 | — | — | — | 923.800 | 13.114.000 |
| 01/07/2025 | 31/07/2025 | 31 | 24,78 % | 13.114.000 | 246.648,24 | 246.648 | 923.800 | 14.284.448 | — | — | — | 1.170.448 | 13.114.000 |
| 01/08/2025 | 19/08/2025 | 19 | 25,17 % | 13.114.000 | 153.303,09 | 153.303 | 1.170.448 | 14.437.751 | 1.967.000 | 1.323.751 | 643.249 | 0 | 12.470.751 |
| 20/08/2025 | 31/08/2025 | 12 | 25,17 % | 12.470.751 | 92.073,78 | 92.074 | 0 | 12.562.825 | — | — | — | 92.074 | 12.470.751 |
| 01/09/2025 | 30/09/2025 | 30 | 25,01 % | 12.470.751 | 228.831,58 | 228.832 | 92.074 | 12.791.657 | — | — | — | 320.906 | 12.470.751 |
| 01/10/2025 | 31/10/2025 | 31 | 24,36 % | 12.470.751 | 230.976,80 | 230.977 | 320.906 | 13.022.634 | — | — | — | 551.883 | 12.470.751 |
| 01/11/2025 | 30/11/2025 | 30 | 24,99 % | 12.470.751 | 228.708,51 | 228.709 | 551.883 | 13.251.343 | — | — | — | 780.592 | 12.470.751 |
| 01/12/2025 | 31/12/2025 | 31 | 25,02 % | 12.470.751 | 236.586,47 | 236.586 | 780.592 | 13.487.929 | — | — | — | 1.017.178 | 12.470.751 |
| 01/01/2026 | 31/01/2026 | 31 | 24,36 % | 12.470.751 | 230.976,80 | 230.977 | 1.017.178 | 13.718.906 | — | — | — | 1.248.155 | 12.470.751 |
| 01/02/2026 | 28/02/2026 | 28 | 25,23 % | 12.470.751 | 215.297,57 | 215.298 | 1.248.155 | 13.934.204 | — | — | — | 1.463.453 | 12.470.751 |
| 01/03/2026 | 31/03/2026 | 31 | 25,52 % | 12.470.751 | 240.774,37 | 240.774 | 1.463.453 | 14.174.978 | — | — | — | 1.704.227 | 12.470.751 |
| 01/04/2026 | 30/04/2026 | 30 | 26,76 % | 12.470.751 | 243.130,85 | 243.131 | 1.704.227 | 14.418.109 | — | — | — | 1.947.358 | 12.470.751 |
| 01/05/2026 | 31/05/2026 | 31 | 28,17 % | 12.470.751 | 262.959,39 | 262.959 | 1.947.358 | 14.681.068 | — | — | — | 2.210.317 | 12.470.751 |
| 01/06/2026 | 30/06/2026 | 30 | 28,79 % | 12.470.751 | 259.386,68 | 259.387 | 2.210.317 | 14.940.455 | — | — | — | 2.469.704 | 12.470.751 |
| 01/07/2026 | 31/07/2026 | 31 | 28,79 % | 12.470.751 | 268.032,90 | 268.033 | 2.469.704 | 15.208.488 | — | — | — | 2.737.737 | 12.470.751 |
| 01/08/2026 | 31/08/2026 | 31 | 29,66 % | 12.470.751 | 275.168,95 | 275.169 | 2.737.737 | 15.483.657 | — | — | — | 3.012.906 | 12.470.751 |
| 01/09/2026 | 30/09/2026 | 30 | 29,24 % | 12.470.751 | 262.964,46 | 262.964 | 3.012.906 | 15.746.621 | — | — | — | 3.275.870 | 12.470.751 |
| 01/10/2026 | 30/10/2026 | 30 | 28,59 % | 12.470.751 | 257.832,44 | 257.832 | 3.275.870 | 16.004.453 | — | — | — | 3.533.702 | 12.470.751 |
| Totales | 841 | 6.955.453,09 | 6.955.453 | 4.065.000 | 3.421.751 | 643.249 | 3.533.702 | 12.470.751 | |||||
* Los intereses que quedan pendientes después de un pago no generan intereses (art. 2235 C.C.): se suman a la deuda del siguiente pago y los intereses del tramo siguiente se liquidan solo sobre el capital pendiente.
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (2)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 11/05/2025 | $ 2.098.000 | $ 2.098.000 | $ 0 | Directo | |
| 19/08/2025 | $ 1.967.000 | $ 1.323.751 | $ 643.249 | Directo |