Credito de consumo
Luisa Fernanda Martinez Ospina · Moratorio · vence el 20/12/2024 · capital $ 5.596.000
- Capital
- $ 4.616.103
- de $ 5.596.000
- Intereses
- $ 1.180.957
- generados $ 2.047.060
- Total
- $ 5.797.060
- al 30/10/2026
- Días de mora
- 679
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 21/12/2024 | 31/12/2024 | 11 | 26,38 % | 5.596.000 | 39.395,43 | 39.395 | 0 | 5.635.395 | — | — | — | 39.395 | 5.596.000 |
| 01/01/2025 | 16/01/2025 | 16 | 24,88 % | 5.596.000 | 54.528,84 | 54.529 | 39.395 | 5.689.924 | 895.000 | 93.924 | 801.076 | 0 | 4.794.924 |
| 17/01/2025 | 31/01/2025 | 15 | 24,88 % | 4.794.924 | 43.802,77 | 43.803 | 0 | 4.838.727 | — | — | — | 43.803 | 4.794.924 |
| 01/02/2025 | 28/02/2025 | 28 | 26,30 % | 4.794.924 | 85.897,42 | 85.897 | 43.803 | 4.924.624 | — | — | — | 129.700 | 4.794.924 |
| 01/03/2025 | 31/03/2025 | 31 | 24,92 % | 4.794.924 | 90.623,60 | 90.624 | 129.700 | 5.015.248 | — | — | — | 220.324 | 4.794.924 |
| 01/04/2025 | 30/04/2025 | 30 | 25,62 % | 4.794.924 | 89.919,63 | 89.920 | 220.324 | 5.105.168 | — | — | — | 310.244 | 4.794.924 |
| 01/05/2025 | 31/05/2025 | 31 | 25,96 % | 4.794.924 | 94.034,56 | 94.035 | 310.244 | 5.199.203 | — | — | — | 404.279 | 4.794.924 |
| 01/06/2025 | 30/06/2025 | 30 | 25,55 % | 4.794.924 | 89.684,12 | 89.684 | 404.279 | 5.288.887 | — | — | — | 493.963 | 4.794.924 |
| 01/07/2025 | 31/07/2025 | 31 | 24,78 % | 4.794.924 | 90.182,98 | 90.183 | 493.963 | 5.379.070 | — | — | — | 584.146 | 4.794.924 |
| 01/08/2025 | 31/08/2025 | 31 | 25,17 % | 4.794.924 | 91.454,60 | 91.455 | 584.146 | 5.470.525 | — | — | — | 675.601 | 4.794.924 |
| 01/09/2025 | 30/09/2025 | 30 | 25,01 % | 4.794.924 | 87.984,28 | 87.984 | 675.601 | 5.558.509 | — | — | — | 763.585 | 4.794.924 |
| 01/10/2025 | 03/10/2025 | 3 | 24,36 % | 4.794.924 | 8.594,43 | 8.594 | 763.585 | 5.567.103 | 951.000 | 772.179 | 178.821 | 0 | 4.616.103 |
| 04/10/2025 | 31/10/2025 | 28 | 24,36 % | 4.616.103 | 77.223,16 | 77.223 | 0 | 4.693.326 | — | — | — | 77.223 | 4.616.103 |
| 01/11/2025 | 30/11/2025 | 30 | 24,99 % | 4.616.103 | 84.657,45 | 84.657 | 77.223 | 4.777.983 | — | — | — | 161.880 | 4.616.103 |
| 01/12/2025 | 31/12/2025 | 31 | 25,02 % | 4.616.103 | 87.573,51 | 87.574 | 161.880 | 4.865.557 | — | — | — | 249.454 | 4.616.103 |
| 01/01/2026 | 31/01/2026 | 31 | 24,36 % | 4.616.103 | 85.497,07 | 85.497 | 249.454 | 4.951.054 | — | — | — | 334.951 | 4.616.103 |
| 01/02/2026 | 28/02/2026 | 28 | 25,23 % | 4.616.103 | 79.693,34 | 79.693 | 334.951 | 5.030.747 | — | — | — | 414.644 | 4.616.103 |
| 01/03/2026 | 31/03/2026 | 31 | 25,52 % | 4.616.103 | 89.123,69 | 89.124 | 414.644 | 5.119.871 | — | — | — | 503.768 | 4.616.103 |
| 01/04/2026 | 30/04/2026 | 30 | 26,76 % | 4.616.103 | 89.995,95 | 89.996 | 503.768 | 5.209.867 | — | — | — | 593.764 | 4.616.103 |
| 01/05/2026 | 31/05/2026 | 31 | 28,17 % | 4.616.103 | 97.335,57 | 97.336 | 593.764 | 5.307.203 | — | — | — | 691.100 | 4.616.103 |
| 01/06/2026 | 30/06/2026 | 30 | 28,79 % | 4.616.103 | 96.013,11 | 96.013 | 691.100 | 5.403.216 | — | — | — | 787.113 | 4.616.103 |
| 01/07/2026 | 31/07/2026 | 31 | 28,79 % | 4.616.103 | 99.213,55 | 99.214 | 787.113 | 5.502.430 | — | — | — | 886.327 | 4.616.103 |
| 01/08/2026 | 31/08/2026 | 31 | 29,66 % | 4.616.103 | 101.854,99 | 101.855 | 886.327 | 5.604.285 | — | — | — | 988.182 | 4.616.103 |
| 01/09/2026 | 30/09/2026 | 30 | 29,24 % | 4.616.103 | 97.337,44 | 97.337 | 988.182 | 5.701.622 | — | — | — | 1.085.519 | 4.616.103 |
| 01/10/2026 | 30/10/2026 | 30 | 28,59 % | 4.616.103 | 95.437,80 | 95.438 | 1.085.519 | 5.797.060 | — | — | — | 1.180.957 | 4.616.103 |
| Totales | 679 | 2.047.059,31 | 2.047.060 | 1.846.000 | 866.103 | 979.897 | 1.180.957 | 4.616.103 | |||||
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (2)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 16/01/2025 | $ 895.000 | $ 93.924 | $ 801.076 | Directo | |
| 03/10/2025 | $ 951.000 | $ 772.179 | $ 178.821 | Directo |