Prestamo hipotecario
Luisa Fernanda Martinez Ospina · Corriente · vence el 26/12/2024 · capital $ 9.826.000
- Capital
- $ 8.485.584
- de $ 9.826.000
- Intereses
- $ 1.550.789
- generados $ 2.568.373
- Total
- $ 10.036.373
- al 30/10/2026
- Días de mora
- 673
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 27/12/2024 | 31/12/2024 | 5 | 17,59 % | 9.826.000 | 21.755,42 | 21.755 | 0 | 9.847.755 | — | — | — | 21.755 | 9.826.000 |
| 01/01/2025 | 31/01/2025 | 31 | 16,59 % | 9.826.000 | 128.122,79 | 128.123 | 21.755 | 9.975.878 | — | — | — | 149.878 | 9.826.000 |
| 01/02/2025 | 28/02/2025 | 28 | 17,53 % | 9.826.000 | 121.779,33 | 121.779 | 149.878 | 10.097.657 | — | — | — | 271.657 | 9.826.000 |
| 01/03/2025 | 14/03/2025 | 14 | 16,61 % | 9.826.000 | 57.926,58 | 57.927 | 271.657 | 10.155.584 | 1.670.000 | 329.584 | 1.340.416 | 0 | 8.485.584 |
| 15/03/2025 | 31/03/2025 | 17 | 16,61 % | 8.485.584 | 60.744,05 | 60.744 | 0 | 8.546.328 | — | — | — | 60.744 | 8.485.584 |
| 01/04/2025 | 30/04/2025 | 30 | 17,08 % | 8.485.584 | 110.002,00 | 110.002 | 60.744 | 8.656.330 | — | — | — | 170.746 | 8.485.584 |
| 01/05/2025 | 31/05/2025 | 31 | 17,31 % | 8.485.584 | 115.083,74 | 115.084 | 170.746 | 8.771.414 | — | — | — | 285.830 | 8.485.584 |
| 01/06/2025 | 30/06/2025 | 30 | 17,03 % | 8.485.584 | 109.703,96 | 109.704 | 285.830 | 8.881.118 | — | — | — | 395.534 | 8.485.584 |
| 01/07/2025 | 31/07/2025 | 31 | 16,52 % | 8.485.584 | 110.211,88 | 110.212 | 395.534 | 8.991.330 | — | — | — | 505.746 | 8.485.584 |
| 01/08/2025 | 31/08/2025 | 31 | 16,78 % | 8.485.584 | 111.818,90 | 111.819 | 505.746 | 9.103.149 | — | — | — | 617.565 | 8.485.584 |
| 01/09/2025 | 30/09/2025 | 30 | 16,67 % | 8.485.584 | 107.554,30 | 107.554 | 617.565 | 9.210.703 | — | — | — | 725.119 | 8.485.584 |
| 01/10/2025 | 31/10/2025 | 31 | 16,24 % | 8.485.584 | 108.477,23 | 108.477 | 725.119 | 9.319.180 | — | — | — | 833.596 | 8.485.584 |
| 01/11/2025 | 20/11/2025 | 20 | 16,66 % | 8.485.584 | 71.663,00 | 71.663 | 833.596 | 9.390.843 | 688.000 | 688.000 | 0 | 217.259* | 8.485.584 |
| 21/11/2025 | 30/11/2025 | 10 | 16,66 % | 8.485.584 | 35.831,50 | 35.831 | 217.259 | 8.738.674 | — | — | — | 253.090 | 8.485.584 |
| 01/12/2025 | 31/12/2025 | 31 | 16,68 % | 8.485.584 | 111.201,24 | 111.201 | 253.090 | 8.849.875 | — | — | — | 364.291 | 8.485.584 |
| 01/01/2026 | 31/01/2026 | 31 | 16,24 % | 8.485.584 | 108.477,23 | 108.477 | 364.291 | 8.958.352 | — | — | — | 472.768 | 8.485.584 |
| 01/02/2026 | 28/02/2026 | 28 | 16,82 % | 8.485.584 | 101.220,74 | 101.221 | 472.768 | 9.059.573 | — | — | — | 573.989 | 8.485.584 |
| 01/03/2026 | 31/03/2026 | 31 | 17,01 % | 8.485.584 | 113.237,53 | 113.238 | 573.989 | 9.172.811 | — | — | — | 687.227 | 8.485.584 |
| 01/04/2026 | 30/04/2026 | 30 | 17,84 % | 8.485.584 | 114.516,68 | 114.517 | 687.227 | 9.287.328 | — | — | — | 801.744 | 8.485.584 |
| 01/05/2026 | 31/05/2026 | 31 | 18,78 % | 8.485.584 | 124.062,65 | 124.063 | 801.744 | 9.411.391 | — | — | — | 925.807 | 8.485.584 |
| 01/06/2026 | 30/06/2026 | 30 | 19,19 % | 8.485.584 | 122.465,04 | 122.465 | 925.807 | 9.533.856 | — | — | — | 1.048.272 | 8.485.584 |
| 01/07/2026 | 31/07/2026 | 31 | 19,19 % | 8.485.584 | 126.547,21 | 126.547 | 1.048.272 | 9.660.403 | — | — | — | 1.174.819 | 8.485.584 |
| 01/08/2026 | 31/08/2026 | 31 | 19,77 % | 8.485.584 | 130.047,43 | 130.047 | 1.174.819 | 9.790.450 | — | — | — | 1.304.866 | 8.485.584 |
| 01/09/2026 | 30/09/2026 | 30 | 19,49 % | 8.485.584 | 124.219,14 | 124.219 | 1.304.866 | 9.914.669 | — | — | — | 1.429.085 | 8.485.584 |
| 01/10/2026 | 30/10/2026 | 30 | 19,06 % | 8.485.584 | 121.703,56 | 121.704 | 1.429.085 | 10.036.373 | — | — | — | 1.550.789 | 8.485.584 |
| Totales | 673 | 2.568.373,14 | 2.568.373 | 2.358.000 | 1.017.584 | 1.340.416 | 1.550.789 | 8.485.584 | |||||
* Los intereses que quedan pendientes después de un pago no generan intereses (art. 2235 C.C.): se suman a la deuda del siguiente pago y los intereses del tramo siguiente se liquidan solo sobre el capital pendiente.
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (2)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 14/03/2025 | $ 1.670.000 | $ 329.584 | $ 1.340.416 | Directo | |
| 20/11/2025 | $ 688.000 | $ 688.000 | $ 0 | Directo |