Prestamo hipotecario
Constructora Los Andes Ltda. · Corriente · vence el 23/07/2023 · capital $ 6.489.000
- Capital
- $ 6.048.763
- de $ 6.489.000
- Intereses
- $ 748.339
- generados $ 3.618.102
- Total
- $ 6.797.102
- al 30/10/2026
- Días de mora
- 1.195
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 24/07/2023 | 31/07/2023 | 8 | 29,36 % | 6.489.000 | 36.625,67 | 36.626 | 0 | 6.525.626 | — | — | — | 36.626 | 6.489.000 |
| 01/08/2023 | 31/08/2023 | 31 | 28,75 % | 6.489.000 | 139.317,68 | 139.318 | 36.626 | 6.664.944 | — | — | — | 175.944 | 6.489.000 |
| 01/09/2023 | 30/09/2023 | 30 | 28,03 % | 6.489.000 | 131.830,57 | 131.831 | 175.944 | 6.796.775 | — | — | — | 307.775 | 6.489.000 |
| 01/10/2023 | 31/10/2023 | 31 | 26,53 % | 6.489.000 | 129.725,57 | 129.726 | 307.775 | 6.926.501 | — | — | — | 437.501 | 6.489.000 |
| 01/11/2023 | 30/11/2023 | 30 | 25,52 % | 6.489.000 | 121.263,79 | 121.264 | 437.501 | 7.047.765 | — | — | — | 558.765 | 6.489.000 |
| 01/12/2023 | 31/12/2023 | 31 | 25,04 % | 6.489.000 | 123.193,03 | 123.193 | 558.765 | 7.170.958 | — | — | — | 681.958 | 6.489.000 |
| 01/01/2024 | 31/01/2024 | 31 | 23,32 % | 6.489.000 | 115.239,07 | 115.239 | 681.958 | 7.286.197 | — | — | — | 797.197 | 6.489.000 |
| 01/02/2024 | 29/02/2024 | 29 | 23,31 % | 6.489.000 | 107.762,58 | 107.763 | 797.197 | 7.393.960 | — | — | — | 904.960 | 6.489.000 |
| 01/03/2024 | 05/03/2024 | 5 | 22,20 % | 6.489.000 | 17.777,71 | 17.778 | 904.960 | 7.411.738 | 1.298.000 | 922.738 | 375.262 | 0 | 6.113.738 |
| 06/03/2024 | 31/03/2024 | 26 | 22,20 % | 6.113.738 | 87.098,02 | 87.098 | 0 | 6.200.836 | — | — | — | 87.098 | 6.113.738 |
| 01/04/2024 | 30/04/2024 | 30 | 22,06 % | 6.113.738 | 99.922,95 | 99.923 | 87.098 | 6.300.759 | — | — | — | 187.021 | 6.113.738 |
| 01/05/2024 | 31/05/2024 | 31 | 21,02 % | 6.113.738 | 98.820,33 | 98.820 | 187.021 | 6.399.579 | — | — | — | 285.841 | 6.113.738 |
| 01/06/2024 | 30/06/2024 | 30 | 20,56 % | 6.113.738 | 93.723,17 | 93.723 | 285.841 | 6.493.302 | — | — | — | 379.564 | 6.113.738 |
| 01/07/2024 | 31/07/2024 | 31 | 19,66 % | 6.113.738 | 92.965,15 | 92.965 | 379.564 | 6.586.267 | — | — | — | 472.529 | 6.113.738 |
| 01/08/2024 | 31/08/2024 | 31 | 19,47 % | 6.113.738 | 92.141,86 | 92.142 | 472.529 | 6.678.409 | — | — | — | 564.671 | 6.113.738 |
| 01/09/2024 | 30/09/2024 | 30 | 19,23 % | 6.113.738 | 88.161,35 | 88.161 | 564.671 | 6.766.570 | — | — | — | 652.832 | 6.113.738 |
| 01/10/2024 | 31/10/2024 | 31 | 18,78 % | 6.113.738 | 89.141,02 | 89.141 | 652.832 | 6.855.711 | — | — | — | 741.973 | 6.113.738 |
| 01/11/2024 | 13/11/2024 | 13 | 18,60 % | 6.113.738 | 37.052,24 | 37.052 | 741.973 | 6.892.763 | 844.000 | 779.025 | 64.975 | 0 | 6.048.763 |
| 14/11/2024 | 30/11/2024 | 17 | 18,60 % | 6.048.763 | 47.937,98 | 47.938 | 0 | 6.096.701 | — | — | — | 47.938 | 6.048.763 |
| 01/12/2024 | 31/12/2024 | 31 | 17,59 % | 6.048.763 | 83.032,66 | 83.033 | 47.938 | 6.179.734 | — | — | — | 130.971 | 6.048.763 |
| 01/01/2025 | 31/01/2025 | 31 | 16,59 % | 6.048.763 | 78.870,79 | 78.871 | 130.971 | 6.258.605 | — | — | — | 209.842 | 6.048.763 |
| 01/02/2025 | 28/02/2025 | 28 | 17,53 % | 6.048.763 | 74.965,83 | 74.966 | 209.842 | 6.333.571 | — | — | — | 284.808 | 6.048.763 |
| 01/03/2025 | 31/03/2025 | 31 | 16,61 % | 6.048.763 | 78.958,95 | 78.959 | 284.808 | 6.412.530 | — | — | — | 363.767 | 6.048.763 |
| 01/04/2025 | 30/04/2025 | 30 | 17,08 % | 6.048.763 | 78.412,52 | 78.413 | 363.767 | 6.490.943 | — | — | — | 442.180 | 6.048.763 |
| 01/05/2025 | 31/05/2025 | 31 | 17,31 % | 6.048.763 | 82.034,93 | 82.035 | 442.180 | 6.572.978 | — | — | — | 524.215 | 6.048.763 |
| 01/06/2025 | 30/06/2025 | 30 | 17,03 % | 6.048.763 | 78.200,07 | 78.200 | 524.215 | 6.651.178 | — | — | — | 602.415 | 6.048.763 |
| 01/07/2025 | 31/07/2025 | 31 | 16,52 % | 6.048.763 | 78.562,13 | 78.562 | 602.415 | 6.729.740 | — | — | — | 680.977 | 6.048.763 |
| 01/08/2025 | 31/08/2025 | 31 | 16,78 % | 6.048.763 | 79.707,66 | 79.708 | 680.977 | 6.809.448 | — | — | — | 760.685 | 6.048.763 |
| 01/09/2025 | 30/09/2025 | 30 | 16,67 % | 6.048.763 | 76.667,73 | 76.668 | 760.685 | 6.886.116 | — | — | — | 837.353 | 6.048.763 |
| 01/10/2025 | 31/10/2025 | 31 | 16,24 % | 6.048.763 | 77.325,62 | 77.326 | 837.353 | 6.963.442 | — | — | — | 914.679 | 6.048.763 |
| 01/11/2025 | 30/11/2025 | 30 | 16,66 % | 6.048.763 | 76.625,10 | 76.625 | 914.679 | 7.040.067 | — | — | — | 991.304 | 6.048.763 |
| 01/12/2025 | 31/12/2025 | 31 | 16,68 % | 6.048.763 | 79.267,37 | 79.267 | 991.304 | 7.119.334 | — | — | — | 1.070.571 | 6.048.763 |
| 01/01/2026 | 31/01/2026 | 31 | 16,24 % | 6.048.763 | 77.325,62 | 77.326 | 1.070.571 | 7.196.660 | — | — | — | 1.147.897 | 6.048.763 |
| 01/02/2026 | 28/02/2026 | 28 | 16,82 % | 6.048.763 | 72.152,99 | 72.153 | 1.147.897 | 7.268.813 | — | — | — | 1.220.050 | 6.048.763 |
| 01/03/2026 | 31/03/2026 | 31 | 17,01 % | 6.048.763 | 80.718,90 | 80.719 | 1.220.050 | 7.349.532 | — | — | — | 1.300.769 | 6.048.763 |
| 01/04/2026 | 14/04/2026 | 14 | 17,84 % | 6.048.763 | 38.094,33 | 38.094 | 1.300.769 | 7.387.626 | 1.168.000 | 1.168.000 | 0 | 170.863* | 6.048.763 |
| 15/04/2026 | 30/04/2026 | 16 | 17,84 % | 6.048.763 | 43.536,38 | 43.536 | 170.863 | 6.263.162 | — | — | — | 214.399 | 6.048.763 |
| 01/05/2026 | 31/05/2026 | 31 | 18,78 % | 6.048.763 | 88.435,34 | 88.435 | 214.399 | 6.351.597 | — | — | — | 302.834 | 6.048.763 |
| 01/06/2026 | 30/06/2026 | 30 | 19,19 % | 6.048.763 | 87.296,52 | 87.297 | 302.834 | 6.438.894 | — | — | — | 390.131 | 6.048.763 |
| 01/07/2026 | 31/07/2026 | 31 | 19,19 % | 6.048.763 | 90.206,41 | 90.206 | 390.131 | 6.529.100 | — | — | — | 480.337 | 6.048.763 |
| 01/08/2026 | 31/08/2026 | 31 | 19,77 % | 6.048.763 | 92.701,47 | 92.701 | 480.337 | 6.621.801 | — | — | — | 573.038 | 6.048.763 |
| 01/09/2026 | 30/09/2026 | 30 | 19,49 % | 6.048.763 | 88.546,90 | 88.547 | 573.038 | 6.710.348 | — | — | — | 661.585 | 6.048.763 |
| 01/10/2026 | 30/10/2026 | 30 | 19,06 % | 6.048.763 | 86.753,72 | 86.754 | 661.585 | 6.797.102 | — | — | — | 748.339 | 6.048.763 |
| Totales | 1.195 | 3.618.099,72 | 3.618.102 | 3.310.000 | 2.869.763 | 440.237 | 748.339 | 6.048.763 | |||||
* Los intereses que quedan pendientes después de un pago no generan intereses (art. 2235 C.C.): se suman a la deuda del siguiente pago y los intereses del tramo siguiente se liquidan solo sobre el capital pendiente.
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (3)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 05/03/2024 | $ 1.298.000 | $ 922.738 | $ 375.262 | Directo | |
| 13/11/2024 | $ 844.000 | $ 779.025 | $ 64.975 | Directo | |
| 14/04/2026 | $ 1.168.000 | $ 1.168.000 | $ 0 | Directo |