Saldo de tarjeta de credito
Constructora Los Andes Ltda. · Moratorio · vence el 27/10/2023 · capital $ 9.903.000
- Capital
- $ 9.559.676
- de $ 9.903.000
- Intereses
- $ 5.776.754
- generados $ 7.215.430
- Total
- $ 15.336.430
- al 30/10/2026
- Días de mora
- 1.099
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 28/10/2023 | 31/10/2023 | 4 | 39,80 % | 9.903.000 | 36.373,66 | 36.374 | 0 | 9.939.374 | — | — | — | 36.374 | 9.903.000 |
| 01/11/2023 | 30/11/2023 | 30 | 38,28 % | 9.903.000 | 263.925,29 | 263.925 | 36.374 | 10.203.299 | — | — | — | 300.299 | 9.903.000 |
| 01/12/2023 | 31/12/2023 | 31 | 37,56 % | 9.903.000 | 268.328,15 | 268.328 | 300.299 | 10.471.627 | — | — | — | 568.627 | 9.903.000 |
| 01/01/2024 | 31/01/2024 | 31 | 34,98 % | 9.903.000 | 251.700,19 | 251.700 | 568.627 | 10.723.327 | — | — | — | 820.327 | 9.903.000 |
| 01/02/2024 | 03/02/2024 | 3 | 34,96 % | 9.903.000 | 24.349,05 | 24.349 | 820.327 | 10.747.676 | 1.188.000 | 844.676 | 343.324 | 0 | 9.559.676 |
| 04/02/2024 | 29/02/2024 | 26 | 34,96 % | 9.559.676 | 203.709,18 | 203.709 | 0 | 9.763.385 | — | — | — | 203.709 | 9.559.676 |
| 01/03/2024 | 31/03/2024 | 31 | 33,30 % | 9.559.676 | 232.824,94 | 232.825 | 203.709 | 9.996.210 | — | — | — | 436.534 | 9.559.676 |
| 01/04/2024 | 30/04/2024 | 30 | 33,09 % | 9.559.676 | 224.078,07 | 224.078 | 436.534 | 10.220.288 | — | — | — | 660.612 | 9.559.676 |
| 01/05/2024 | 31/05/2024 | 31 | 31,53 % | 9.559.676 | 221.993,17 | 221.993 | 660.612 | 10.442.281 | — | — | — | 882.605 | 9.559.676 |
| 01/06/2024 | 30/06/2024 | 30 | 30,84 % | 9.559.676 | 210.707,60 | 210.708 | 882.605 | 10.652.989 | — | — | — | 1.093.313 | 9.559.676 |
| 01/07/2024 | 31/07/2024 | 31 | 29,49 % | 9.559.676 | 209.327,30 | 209.327 | 1.093.313 | 10.862.316 | — | — | — | 1.302.640 | 9.559.676 |
| 01/08/2024 | 31/08/2024 | 31 | 29,21 % | 9.559.676 | 207.541,98 | 207.542 | 1.302.640 | 11.069.858 | — | — | — | 1.510.182 | 9.559.676 |
| 01/09/2024 | 30/09/2024 | 30 | 28,85 % | 9.559.676 | 198.659,25 | 198.659 | 1.510.182 | 11.268.517 | — | — | — | 1.708.841 | 9.559.676 |
| 01/10/2024 | 31/10/2024 | 31 | 28,17 % | 9.559.676 | 201.025,26 | 201.025 | 1.708.841 | 11.469.542 | — | — | — | 1.909.866 | 9.559.676 |
| 01/11/2024 | 30/11/2024 | 30 | 27,90 % | 9.559.676 | 192.887,04 | 192.887 | 1.909.866 | 11.662.429 | — | — | — | 2.102.753 | 9.559.676 |
| 01/12/2024 | 31/12/2024 | 31 | 26,38 % | 9.559.676 | 189.661,98 | 189.662 | 2.102.753 | 11.852.091 | — | — | — | 2.292.415 | 9.559.676 |
| 01/01/2025 | 31/01/2025 | 31 | 24,88 % | 9.559.676 | 180.481,82 | 180.482 | 2.292.415 | 12.032.573 | — | — | — | 2.472.897 | 9.559.676 |
| 01/02/2025 | 28/02/2025 | 28 | 26,30 % | 9.559.676 | 171.254,34 | 171.254 | 2.472.897 | 12.203.827 | — | — | — | 2.644.151 | 9.559.676 |
| 01/03/2025 | 31/03/2025 | 31 | 24,92 % | 9.559.676 | 180.676,96 | 180.677 | 2.644.151 | 12.384.504 | — | — | — | 2.824.828 | 9.559.676 |
| 01/04/2025 | 30/04/2025 | 30 | 25,62 % | 9.559.676 | 179.273,45 | 179.273 | 2.824.828 | 12.563.777 | — | — | — | 3.004.101 | 9.559.676 |
| 01/05/2025 | 31/05/2025 | 31 | 25,96 % | 9.559.676 | 187.477,41 | 187.477 | 3.004.101 | 12.751.254 | — | — | — | 3.191.578 | 9.559.676 |
| 01/06/2025 | 20/06/2025 | 20 | 25,55 % | 9.559.676 | 119.202,60 | 119.203 | 3.191.578 | 12.870.457 | 594.000 | 594.000 | 0 | 2.716.781* | 9.559.676 |
| 21/06/2025 | 30/06/2025 | 10 | 25,55 % | 9.559.676 | 59.601,30 | 59.601 | 2.716.781 | 12.336.058 | — | — | — | 2.776.382 | 9.559.676 |
| 01/07/2025 | 31/07/2025 | 31 | 24,78 % | 9.559.676 | 179.798,48 | 179.798 | 2.776.382 | 12.515.856 | — | — | — | 2.956.180 | 9.559.676 |
| 01/08/2025 | 31/08/2025 | 31 | 25,17 % | 9.559.676 | 182.333,72 | 182.334 | 2.956.180 | 12.698.190 | — | — | — | 3.138.514 | 9.559.676 |
| 01/09/2025 | 30/09/2025 | 30 | 25,01 % | 9.559.676 | 175.414,92 | 175.415 | 3.138.514 | 12.873.605 | — | — | — | 3.313.929 | 9.559.676 |
| 01/10/2025 | 31/10/2025 | 31 | 24,36 % | 9.559.676 | 177.059,37 | 177.059 | 3.313.929 | 13.050.664 | — | — | — | 3.490.988 | 9.559.676 |
| 01/11/2025 | 30/11/2025 | 30 | 24,99 % | 9.559.676 | 175.320,57 | 175.321 | 3.490.988 | 13.225.985 | — | — | — | 3.666.309 | 9.559.676 |
| 01/12/2025 | 31/12/2025 | 31 | 25,02 % | 9.559.676 | 181.359,56 | 181.360 | 3.666.309 | 13.407.345 | — | — | — | 3.847.669 | 9.559.676 |
| 01/01/2026 | 31/01/2026 | 31 | 24,36 % | 9.559.676 | 177.059,37 | 177.059 | 3.847.669 | 13.584.404 | — | — | — | 4.024.728 | 9.559.676 |
| 01/02/2026 | 28/02/2026 | 28 | 25,23 % | 9.559.676 | 165.040,18 | 165.040 | 4.024.728 | 13.749.444 | — | — | — | 4.189.768 | 9.559.676 |
| 01/03/2026 | 31/03/2026 | 31 | 25,52 % | 9.559.676 | 184.569,88 | 184.570 | 4.189.768 | 13.934.014 | — | — | — | 4.374.338 | 9.559.676 |
| 01/04/2026 | 30/04/2026 | 30 | 26,76 % | 9.559.676 | 186.376,27 | 186.376 | 4.374.338 | 14.120.390 | — | — | — | 4.560.714 | 9.559.676 |
| 01/05/2026 | 31/05/2026 | 31 | 28,17 % | 9.559.676 | 201.576,20 | 201.576 | 4.560.714 | 14.321.966 | — | — | — | 4.762.290 | 9.559.676 |
| 01/06/2026 | 30/06/2026 | 30 | 28,79 % | 9.559.676 | 198.837,47 | 198.837 | 4.762.290 | 14.520.803 | — | — | — | 4.961.127 | 9.559.676 |
| 01/07/2026 | 31/07/2026 | 31 | 28,79 % | 9.559.676 | 205.465,39 | 205.465 | 4.961.127 | 14.726.268 | — | — | — | 5.166.592 | 9.559.676 |
| 01/08/2026 | 31/08/2026 | 31 | 29,66 % | 9.559.676 | 210.935,65 | 210.936 | 5.166.592 | 14.937.204 | — | — | — | 5.377.528 | 9.559.676 |
| 01/09/2026 | 30/09/2026 | 30 | 29,24 % | 9.559.676 | 201.580,09 | 201.580 | 5.377.528 | 15.138.784 | — | — | — | 5.579.108 | 9.559.676 |
| 01/10/2026 | 30/10/2026 | 30 | 28,59 % | 9.559.676 | 197.646,04 | 197.646 | 5.579.108 | 15.336.430 | — | — | — | 5.776.754 | 9.559.676 |
| Totales | 1.099 | 7.215.433,19 | 7.215.430 | 1.782.000 | 1.438.676 | 343.324 | 5.776.754 | 9.559.676 | |||||
* Los intereses que quedan pendientes después de un pago no generan intereses (art. 2235 C.C.): se suman a la deuda del siguiente pago y los intereses del tramo siguiente se liquidan solo sobre el capital pendiente.
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (2)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 03/02/2024 | $ 1.188.000 | $ 844.676 | $ 343.324 | Directo | |
| 20/06/2025 | $ 594.000 | $ 594.000 | $ 0 | Directo |