Prestamo hipotecario
Diana Marcela Pena Castillo · Moratorio · vence el 24/10/2024 · capital $ 13.681.000
- Capital
- $ 11.391.266
- de $ 13.681.000
- Intereses
- $ 3.448.638
- generados $ 5.535.904
- Total
- $ 14.839.904
- al 30/10/2026
- Días de mora
- 736
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 25/10/2024 | 31/10/2024 | 7 | 28,17 % | 13.681.000 | 64.962,34 | 64.962 | 0 | 13.745.962 | — | — | — | 64.962 | 13.681.000 |
| 01/11/2024 | 30/11/2024 | 30 | 27,90 % | 13.681.000 | 276.043,63 | 276.044 | 64.962 | 14.022.006 | — | — | — | 341.006 | 13.681.000 |
| 01/12/2024 | 31/12/2024 | 31 | 26,38 % | 13.681.000 | 271.428,19 | 271.428 | 341.006 | 14.293.434 | — | — | — | 612.434 | 13.681.000 |
| 01/01/2025 | 31/01/2025 | 31 | 24,88 % | 13.681.000 | 258.290,33 | 258.290 | 612.434 | 14.551.724 | — | — | — | 870.724 | 13.681.000 |
| 01/02/2025 | 14/02/2025 | 14 | 26,30 % | 13.681.000 | 122.542,37 | 122.542 | 870.724 | 14.674.266 | 3.283.000 | 993.266 | 2.289.734 | 0 | 11.391.266 |
| 15/02/2025 | 28/02/2025 | 14 | 26,30 % | 11.391.266 | 102.032,94 | 102.033 | 0 | 11.493.299 | — | — | — | 102.033 | 11.391.266 |
| 01/03/2025 | 31/03/2025 | 31 | 24,92 % | 11.391.266 | 215.293,83 | 215.294 | 102.033 | 11.708.593 | — | — | — | 317.327 | 11.391.266 |
| 01/04/2025 | 30/04/2025 | 30 | 25,62 % | 11.391.266 | 213.621,42 | 213.621 | 317.327 | 11.922.214 | — | — | — | 530.948 | 11.391.266 |
| 01/05/2025 | 31/05/2025 | 31 | 25,96 % | 11.391.266 | 223.397,22 | 223.397 | 530.948 | 12.145.611 | — | — | — | 754.345 | 11.391.266 |
| 01/06/2025 | 30/06/2025 | 30 | 25,55 % | 11.391.266 | 213.061,91 | 213.062 | 754.345 | 12.358.673 | — | — | — | 967.407 | 11.391.266 |
| 01/07/2025 | 31/07/2025 | 31 | 24,78 % | 11.391.266 | 214.247,05 | 214.247 | 967.407 | 12.572.920 | — | — | — | 1.181.654 | 11.391.266 |
| 01/08/2025 | 12/08/2025 | 12 | 25,17 % | 11.391.266 | 84.103,75 | 84.104 | 1.181.654 | 12.657.024 | 1.094.000 | 1.094.000 | 0 | 171.758* | 11.391.266 |
| 13/08/2025 | 31/08/2025 | 19 | 25,17 % | 11.391.266 | 133.164,27 | 133.164 | 171.758 | 11.696.188 | — | — | — | 304.922 | 11.391.266 |
| 01/09/2025 | 30/09/2025 | 30 | 25,01 % | 11.391.266 | 209.023,61 | 209.024 | 304.922 | 11.905.212 | — | — | — | 513.946 | 11.391.266 |
| 01/10/2025 | 31/10/2025 | 31 | 24,36 % | 11.391.266 | 210.983,13 | 210.983 | 513.946 | 12.116.195 | — | — | — | 724.929 | 11.391.266 |
| 01/11/2025 | 30/11/2025 | 30 | 24,99 % | 11.391.266 | 208.911,19 | 208.911 | 724.929 | 12.325.106 | — | — | — | 933.840 | 11.391.266 |
| 01/12/2025 | 31/12/2025 | 31 | 25,02 % | 11.391.266 | 216.107,22 | 216.107 | 933.840 | 12.541.213 | — | — | — | 1.149.947 | 11.391.266 |
| 01/01/2026 | 31/01/2026 | 31 | 24,36 % | 11.391.266 | 210.983,13 | 210.983 | 1.149.947 | 12.752.196 | — | — | — | 1.360.930 | 11.391.266 |
| 01/02/2026 | 28/02/2026 | 28 | 25,23 % | 11.391.266 | 196.661,12 | 196.661 | 1.360.930 | 12.948.857 | — | — | — | 1.557.591 | 11.391.266 |
| 01/03/2026 | 31/03/2026 | 31 | 25,52 % | 11.391.266 | 219.932,62 | 219.933 | 1.557.591 | 13.168.790 | — | — | — | 1.777.524 | 11.391.266 |
| 01/04/2026 | 30/04/2026 | 30 | 26,76 % | 11.391.266 | 222.085,11 | 222.085 | 1.777.524 | 13.390.875 | — | — | — | 1.999.609 | 11.391.266 |
| 01/05/2026 | 31/05/2026 | 31 | 28,17 % | 11.391.266 | 240.197,28 | 240.197 | 1.999.609 | 13.631.072 | — | — | — | 2.239.806 | 11.391.266 |
| 01/06/2026 | 30/06/2026 | 30 | 28,79 % | 11.391.266 | 236.933,82 | 236.934 | 2.239.806 | 13.868.006 | — | — | — | 2.476.740 | 11.391.266 |
| 01/07/2026 | 31/07/2026 | 31 | 28,79 % | 11.391.266 | 244.831,61 | 244.832 | 2.476.740 | 14.112.838 | — | — | — | 2.721.572 | 11.391.266 |
| 01/08/2026 | 31/08/2026 | 31 | 29,66 % | 11.391.266 | 251.349,95 | 251.350 | 2.721.572 | 14.364.188 | — | — | — | 2.972.922 | 11.391.266 |
| 01/09/2026 | 30/09/2026 | 30 | 29,24 % | 11.391.266 | 240.201,90 | 240.202 | 2.972.922 | 14.604.390 | — | — | — | 3.213.124 | 11.391.266 |
| 01/10/2026 | 30/10/2026 | 30 | 28,59 % | 11.391.266 | 235.514,11 | 235.514 | 3.213.124 | 14.839.904 | — | — | — | 3.448.638 | 11.391.266 |
| Totales | 736 | 5.535.905,07 | 5.535.904 | 4.377.000 | 2.087.266 | 2.289.734 | 3.448.638 | 11.391.266 | |||||
* Los intereses que quedan pendientes después de un pago no generan intereses (art. 2235 C.C.): se suman a la deuda del siguiente pago y los intereses del tramo siguiente se liquidan solo sobre el capital pendiente.
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (2)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 14/02/2025 | $ 3.283.000 | $ 993.266 | $ 2.289.734 | Directo | |
| 12/08/2025 | $ 1.094.000 | $ 1.094.000 | $ 0 | Directo |