Saldo de tarjeta de credito
Ricardo Esteban Morales Vega · Moratorio · vence el 04/03/2023 · capital $ 6.425.000
- Capital
- $ 5.855.660
- de $ 6.425.000
- Intereses
- $ 4.887.382
- generados $ 5.797.042
- Total
- $ 10.743.042
- al 30/10/2026
- Días de mora
- 1.336
- hasta el corte
Liquidación por tramos al 30/10/2026
| Tramo | Intereses | Deuda | Imputación | Saldo | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primer día de mora | Último día | Días | Tasa EA | Capital | Exacto | Generado | Pendientes anteriores | Deuda total | Pago | A intereses | A capital | Intereses que quedan | Capital |
| 05/03/2023 | 15/03/2023 | 11 | 46,26 % | 6.425.000 | 73.659,57 | 73.660 | 0 | 6.498.660 | 643.000 | 73.660 | 569.340 | 0 | 5.855.660 |
| 16/03/2023 | 31/03/2023 | 16 | 46,26 % | 5.855.660 | 97.647,07 | 97.647 | 0 | 5.953.307 | — | — | — | 97.647 | 5.855.660 |
| 01/04/2023 | 30/04/2023 | 30 | 47,09 % | 5.855.660 | 185.798,23 | 185.798 | 97.647 | 6.139.105 | — | — | — | 283.445 | 5.855.660 |
| 01/05/2023 | 31/05/2023 | 31 | 45,41 % | 5.855.660 | 186.272,38 | 186.272 | 283.445 | 6.325.377 | — | — | — | 469.717 | 5.855.660 |
| 01/06/2023 | 30/06/2023 | 30 | 44,64 % | 5.855.660 | 177.722,19 | 177.722 | 469.717 | 6.503.099 | — | — | — | 647.439 | 5.855.660 |
| 01/07/2023 | 31/07/2023 | 31 | 44,04 % | 5.855.660 | 181.576,85 | 181.577 | 647.439 | 6.684.676 | — | — | — | 829.016 | 5.855.660 |
| 01/08/2023 | 31/08/2023 | 31 | 43,13 % | 5.855.660 | 178.404,39 | 178.404 | 829.016 | 6.863.080 | — | — | — | 1.007.420 | 5.855.660 |
| 01/09/2023 | 30/09/2023 | 30 | 42,05 % | 5.855.660 | 169.000,37 | 169.000 | 1.007.420 | 7.032.080 | — | — | — | 1.176.420 | 5.855.660 |
| 01/10/2023 | 31/10/2023 | 31 | 39,80 % | 5.855.660 | 166.685,46 | 166.685 | 1.176.420 | 7.198.765 | — | — | — | 1.343.105 | 5.855.660 |
| 01/11/2023 | 30/11/2023 | 30 | 38,28 % | 5.855.660 | 156.059,45 | 156.059 | 1.343.105 | 7.354.824 | — | — | — | 1.499.164 | 5.855.660 |
| 01/12/2023 | 31/12/2023 | 31 | 37,56 % | 5.855.660 | 158.662,87 | 158.663 | 1.499.164 | 7.513.487 | — | — | — | 1.657.827 | 5.855.660 |
| 01/01/2024 | 31/01/2024 | 31 | 34,98 % | 5.855.660 | 148.830,73 | 148.831 | 1.657.827 | 7.662.318 | — | — | — | 1.806.658 | 5.855.660 |
| 01/02/2024 | 29/02/2024 | 29 | 34,96 % | 5.855.660 | 139.177,14 | 139.177 | 1.806.658 | 7.801.495 | — | — | — | 1.945.835 | 5.855.660 |
| 01/03/2024 | 31/03/2024 | 31 | 33,30 % | 5.855.660 | 142.614,01 | 142.614 | 1.945.835 | 7.944.109 | — | — | — | 2.088.449 | 5.855.660 |
| 01/04/2024 | 30/04/2024 | 30 | 33,09 % | 5.855.660 | 137.256,22 | 137.256 | 2.088.449 | 8.081.365 | — | — | — | 2.225.705 | 5.855.660 |
| 01/05/2024 | 31/05/2024 | 31 | 31,53 % | 5.855.660 | 135.979,14 | 135.979 | 2.225.705 | 8.217.344 | — | — | — | 2.361.684 | 5.855.660 |
| 01/06/2024 | 30/06/2024 | 30 | 30,84 % | 5.855.660 | 129.066,31 | 129.066 | 2.361.684 | 8.346.410 | — | — | — | 2.490.750 | 5.855.660 |
| 01/07/2024 | 31/07/2024 | 31 | 29,49 % | 5.855.660 | 128.220,82 | 128.221 | 2.490.750 | 8.474.631 | — | — | — | 2.618.971 | 5.855.660 |
| 01/08/2024 | 05/08/2024 | 5 | 29,21 % | 5.855.660 | 20.504,39 | 20.504 | 2.618.971 | 8.495.135 | 386.000 | 386.000 | 0 | 2.253.475* | 5.855.660 |
| 06/08/2024 | 31/08/2024 | 26 | 29,21 % | 5.855.660 | 106.622,85 | 106.623 | 2.253.475 | 8.215.758 | — | — | — | 2.360.098 | 5.855.660 |
| 01/09/2024 | 30/09/2024 | 30 | 28,85 % | 5.855.660 | 121.686,24 | 121.686 | 2.360.098 | 8.337.444 | — | — | — | 2.481.784 | 5.855.660 |
| 01/10/2024 | 31/10/2024 | 31 | 28,17 % | 5.855.660 | 123.135,51 | 123.136 | 2.481.784 | 8.460.580 | — | — | — | 2.604.920 | 5.855.660 |
| 01/11/2024 | 30/11/2024 | 30 | 27,90 % | 5.855.660 | 118.150,55 | 118.151 | 2.604.920 | 8.578.731 | — | — | — | 2.723.071 | 5.855.660 |
| 01/12/2024 | 31/12/2024 | 31 | 26,38 % | 5.855.660 | 116.175,07 | 116.175 | 2.723.071 | 8.694.906 | — | — | — | 2.839.246 | 5.855.660 |
| 01/01/2025 | 31/01/2025 | 31 | 24,88 % | 5.855.660 | 110.551,88 | 110.552 | 2.839.246 | 8.805.458 | — | — | — | 2.949.798 | 5.855.660 |
| 01/02/2025 | 28/02/2025 | 28 | 26,30 % | 5.855.660 | 104.899,70 | 104.900 | 2.949.798 | 8.910.358 | — | — | — | 3.054.698 | 5.855.660 |
| 01/03/2025 | 31/03/2025 | 31 | 24,92 % | 5.855.660 | 110.671,41 | 110.671 | 3.054.698 | 9.021.029 | — | — | — | 3.165.369 | 5.855.660 |
| 01/04/2025 | 30/04/2025 | 30 | 25,62 % | 5.855.660 | 109.811,71 | 109.812 | 3.165.369 | 9.130.841 | — | — | — | 3.275.181 | 5.855.660 |
| 01/05/2025 | 31/05/2025 | 31 | 25,96 % | 5.855.660 | 114.836,94 | 114.837 | 3.275.181 | 9.245.678 | — | — | — | 3.390.018 | 5.855.660 |
| 01/06/2025 | 30/06/2025 | 30 | 25,55 % | 5.855.660 | 109.524,10 | 109.524 | 3.390.018 | 9.355.202 | — | — | — | 3.499.542 | 5.855.660 |
| 01/07/2025 | 03/07/2025 | 3 | 24,78 % | 5.855.660 | 10.658,06 | 10.658 | 3.499.542 | 9.365.860 | 450.000 | 450.000 | 0 | 3.060.200* | 5.855.660 |
| 04/07/2025 | 31/07/2025 | 28 | 24,78 % | 5.855.660 | 99.475,25 | 99.475 | 3.060.200 | 9.015.335 | — | — | — | 3.159.675 | 5.855.660 |
| 01/08/2025 | 31/08/2025 | 31 | 25,17 % | 5.855.660 | 111.686,24 | 111.686 | 3.159.675 | 9.127.021 | — | — | — | 3.271.361 | 5.855.660 |
| 01/09/2025 | 30/09/2025 | 30 | 25,01 % | 5.855.660 | 107.448,22 | 107.448 | 3.271.361 | 9.234.469 | — | — | — | 3.378.809 | 5.855.660 |
| 01/10/2025 | 31/10/2025 | 31 | 24,36 % | 5.855.660 | 108.455,50 | 108.456 | 3.378.809 | 9.342.925 | — | — | — | 3.487.265 | 5.855.660 |
| 01/11/2025 | 30/11/2025 | 30 | 24,99 % | 5.855.660 | 107.390,42 | 107.390 | 3.487.265 | 9.450.315 | — | — | — | 3.594.655 | 5.855.660 |
| 01/12/2025 | 31/12/2025 | 31 | 25,02 % | 5.855.660 | 111.089,53 | 111.090 | 3.594.655 | 9.561.405 | — | — | — | 3.705.745 | 5.855.660 |
| 01/01/2026 | 31/01/2026 | 31 | 24,36 % | 5.855.660 | 108.455,50 | 108.456 | 3.705.745 | 9.669.861 | — | — | — | 3.814.201 | 5.855.660 |
| 01/02/2026 | 28/02/2026 | 28 | 25,23 % | 5.855.660 | 101.093,30 | 101.093 | 3.814.201 | 9.770.954 | — | — | — | 3.915.294 | 5.855.660 |
| 01/03/2026 | 31/03/2026 | 31 | 25,52 % | 5.855.660 | 113.055,97 | 113.056 | 3.915.294 | 9.884.010 | — | — | — | 4.028.350 | 5.855.660 |
| 01/04/2026 | 30/04/2026 | 30 | 26,76 % | 5.855.660 | 114.162,46 | 114.162 | 4.028.350 | 9.998.172 | — | — | — | 4.142.512 | 5.855.660 |
| 01/05/2026 | 31/05/2026 | 31 | 28,17 % | 5.855.660 | 123.472,98 | 123.473 | 4.142.512 | 10.121.645 | — | — | — | 4.265.985 | 5.855.660 |
| 01/06/2026 | 30/06/2026 | 30 | 28,79 % | 5.855.660 | 121.795,41 | 121.795 | 4.265.985 | 10.243.440 | — | — | — | 4.387.780 | 5.855.660 |
| 01/07/2026 | 31/07/2026 | 31 | 28,79 % | 5.855.660 | 125.855,26 | 125.855 | 4.387.780 | 10.369.295 | — | — | — | 4.513.635 | 5.855.660 |
| 01/08/2026 | 31/08/2026 | 31 | 29,66 % | 5.855.660 | 129.206,00 | 129.206 | 4.513.635 | 10.498.501 | — | — | — | 4.642.841 | 5.855.660 |
| 01/09/2026 | 30/09/2026 | 30 | 29,24 % | 5.855.660 | 123.475,36 | 123.475 | 4.642.841 | 10.621.976 | — | — | — | 4.766.316 | 5.855.660 |
| 01/10/2026 | 30/10/2026 | 30 | 28,59 % | 5.855.660 | 121.065,61 | 121.066 | 4.766.316 | 10.743.042 | — | — | — | 4.887.382 | 5.855.660 |
| Totales | 1.336 | 5.797.044,66 | 5.797.042 | 1.479.000 | 909.660 | 569.340 | 4.887.382 | 5.855.660 | |||||
* Los intereses que quedan pendientes después de un pago no generan intereses (art. 2235 C.C.): se suman a la deuda del siguiente pago y los intereses del tramo siguiente se liquidan solo sobre el capital pendiente.
Valores en pesos. Mora desde el día siguiente al vencimiento o al pago anterior, hasta el día del pago inclusive. Interés simple sobre el saldo de capital; cada pago se imputa primero a intereses y luego a capital (art. 1653 C.C.). El interés de cada fila se redondea al peso; «Exacto» muestra el valor sin redondear.
Abonos (3)
| Fecha | Valor | A intereses | A capital | Origen | Acciones |
|---|---|---|---|---|---|
| 15/03/2023 | $ 643.000 | $ 73.660 | $ 569.340 | Directo | |
| 05/08/2024 | $ 386.000 | $ 386.000 | $ 0 | Directo | |
| 03/07/2025 | $ 450.000 | $ 450.000 | $ 0 | Directo |